Free tools
Price the place, the visa and the days
Four calculators for the numbers a nomad plan actually depends on: what a base costs, whether the income test is met, what reliable connectivity costs, and how many days are left.
Four calculators for a nomad base
Workspace
Home Office Setup Cost
Total setup cost, cost per workday and monthly cost over a three-year life.
Open tool →Coworking vs Home Break-Even
Compare the all-in coworking cost with home, including the value of commute time.
Open tool →Equipment Cost Calculator
Turn a purchase and its resale value into a monthly and hourly cost.
Open tool →Nomad costs
Visa planning
Visa Income Threshold Calculator
Test monthly income plus counted savings against a visa income requirement.
Open tool →Tax Day Planner
Project days in country against a threshold and see the margin left.
Open tool →Connectivity
Reference
Short, sourced entries for the terms our tools act on — written for humans and machines alike.
Digital nomad
What it will do
This site turns remote-work infrastructure into numbers: what a home office costs to set up, whether coworking pays for itself once commute time is priced, and what equipment really costs per month.
- Desk, chair, monitor, computer, audio and software costs
- Coworking fee, commute cost and commute time
- Equipment price, resale value, useful life and hours of use
Why the answer is not obvious
Remote work is sold as location freedom but paid for in infrastructure. A home office is a capital purchase, coworking is a recurring fee with a commute, and equipment is a depreciating asset. Treating all three as one monthly expense hides which one is worth paying for.
Who it is for
Remote employees and freelancers setting up a workspace, especially people deciding between home, coworking and a hybrid schedule.
The monthly number, plus the annual bill
A nomad budget is not rent plus a coffee. It combines a workspace, connectivity, insurance, visa fees and the flights that keep family and paperwork within reach. Some of those arrive once a year, which is why a monthly figure built only from monthly bills understates the year.
Price both. The monthly number is what you live on; the annual number is what the plan costs when a visa renewal and a flight home land in the same quarter. Divide the annual items by twelve and keep them visible.
Income tests are set by the destination
Where a route has an income threshold, the figure, the currency, the savings rule and the evidence required are all set by the issuing authority. They change, sometimes at short notice, and a consulate can apply a stricter reading than the national headline.
The calculator here does not contain any country figure. Enter the threshold you were given, the divisor your route uses for savings, and your own income. Confirm the current text on the official page before relying on the result.
Connectivity is production infrastructure
For remote work, a connection is not a utility like water; it is the line that carries the income. Home internet, mobile data, a coworking day pass and a backup route each solve a different failure, which is why the cheapest single line is often the most expensive choice.
Budget the redundancy explicitly. A second route that costs a small amount each month is cheaper than a lost week of work, and a day pass is a useful fallback when a neighbourhood connection degrades.
Days are a budget line too
Time in a country is finite and counted. Immigration permission and tax residence can use different day counts, different counting methods and different consequences. A plan that ignores the count discovers the limit after it has been passed.
Track days as they accumulate, keep a buffer, and check the applicable rule with the official authority or a qualified adviser. The planner is arithmetic on your inputs, not legal or tax advice.
Frequently asked questions
Should I buy or upgrade gradually?
Buy the chair and the monitor first; they affect daily comfort and are hard to work around. Upgrade the rest when a specific task demands it, not as a single shopping list.
Is coworking worth it if I have a spare room?
It can be, but not for the desk. The value is separation, reliable internet and people. Price the commute and the time it takes before deciding.
How long should equipment last?
Three years is a practical planning life for computers and monitors, five for a good chair and desk. Use the calculator to see the monthly cost rather than the sticker price.
Can I deduct these costs?
Rules depend on your tax residence and employment status. Keep receipts and ask a local accountant; this site does not provide tax advice.
Do these calculators include official visa thresholds?
No. Thresholds, savings divisors and accepted evidence are set by each destination and change. The calculators use the figure you enter, so check the official page for your route and note the date you checked it.
What is a savings-counting divisor?
It is the rate at which savings are converted into monthly income for an income test. A divisor of twelve means every twelve units of savings count as one unit of monthly income. The divisor is set by the scheme, and some schemes do not count savings at all.
Should flights and visa costs be monthly or annual?
Enter them as annual amounts and let the calculator divide by twelve. That keeps the monthly number honest without pretending a return flight is a monthly bill.
Can remote work create a tax presence?
It can, depending on days, where the work is performed, where contracts are concluded and whether a fixed place of business exists. The rules differ by country and by treaty; take advice for your situation.
How many days can I stay?
That depends on the permission you entered under, its conditions and any extensions. Days are counted by the authority, not by the calendar year you assume, so verify the method before planning a stay.
Which currency should I use?
Use one currency consistently across the whole budget. If you earn and spend in different currencies, keep a conversion buffer and revisit the plan when the rate moves materially.